Welcome to Our Financing Department


The Miracle CDJR finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over, including Gallatin, Hendersonville, and Lowell to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Goodlettsville to Worcester. Whether you are right down the road or an hour away from Lancaster you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.


Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

The Miracle CDJR loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of vehicles currently available for immediate delivery.
Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Miracle CDJR finance team will put together a loan package that is tailored specifically for you.


Fill out our online credit application and get pre-approved for your next vehicle. Get Pre-Approved


  • Competitive rates direct from the manufacturer and local Illinois banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don’t hesitate to contact us today!

Challenged Credit, Limited Credit, or No Credit at All?

In this video, Joseph Smith, one of our Finance Managers, shares how we leave no rock unturned here at Miracle CDJR. If you have challenged credit, limited credit, or no credit, we can help!


Is That The Best Interest Rate I Can Get?

In this video, Joseph Smith, one of our Finance Managers at Miracle CDJR details all that goes into auto loan interest rates, and how we work to get you the best rate possible.


What Is Gap & Warranty?

In this video, Joseph Smith, one of our Finance Managers at Miracle CDJR explains what Gap & Warranty protection is, and why you need both. If you have any questions, please reach out to us. We are here for you!


Sales Department

Phone Number:Sales Hours:
  • Mon - Sat9:00 AM - 7:00 PM
  • SunClosed
Miracle CDJR is located at: 1290 Nashville Pike • Gallatin, TN 37066
Miracle CDJR 36.36970113433352, -86.48693043116664.